Oto
Everything you need to run your freelance business, on auto.
At a glance
Free + paid · Source review 2026-11-04- Price & billing
Free $0 per month with no credit card required, unlimited invoices, payments, proposals, contracts, time tracking and expense tracking, 1 client and 250 AI credits; Starter $6 per month billed yearly with custom branding, custom contracts, 1,500 AI credits and 2 clients; Pro $24 per month billed yearly with unlimited clients, AI credits, emails and file storage. Paid-tier amounts are page observations in $ without a named currency, so no paid-tier charge fact is recorded.
- Free allowance
Free $0 per month with no credit card required, unlimited invoices, payments, proposals, contracts, time tracking and expense tracking, 1 client and 250 AI credits; Starter $6 per month billed yearly with custom branding, custom contracts, 1,500 AI credits and 2 clients; Pro $24 per month billed yearly with unlimited clients, AI credits, emails and file storage.
- Best suited to
casual freelancers who need one place for admin, since Oto covers invoicing, proposals, contracts, expenses, payments, time tracking and a client CRM.; freelancers who want to look professional without extra tools, since Starter adds custom branding and custom contracts.; growing freelancers with many clients, since Pro manages unlimited clients with unlimited AI credits, emails and file storage.
Fit is editorial guidance, not a measured result.- Platforms
Access: not separately verified. Operating systems not separately verified.
Published-source facts and editorial guidance. No product test is implied. Confirm current conditions before purchase.
No product screenshot is claimed for this listing. Use the official website ↗ to inspect the current interface.
What to know before choosing
Good fit
casual freelancers who need one place for admin, since Oto covers invoicing, proposals, contracts, expenses, payments, time tracking and a client CRM.; freelancers who want to look professional without extra tools, since Starter adds custom branding and custom contracts.; growing freelancers with many clients, since Pro manages unlimited clients with unlimited AI credits, emails and file storage.
Limits and trade-offs
freelancers who need more than 1 client on the free tier, since Free covers 1 client to manage.; freelancers who need more than 2 clients without Pro, since Starter covers 2 clients to manage.
Plans and free allowances
Free $0 per month with no credit card required, unlimited invoices, payments, proposals, contracts, time tracking and expense tracking, 1 client and 250 AI credits; Starter $6 per month billed yearly with custom branding, custom contracts, 1,500 AI credits and 2 clients; Pro $24 per month billed yearly with unlimited clients, AI credits, emails and file storage. Paid-tier amounts are page observations in $ without a named currency, so no paid-tier charge fact is recorded.
Evidence
Official homepage ↗ (reviewed 2026-11-04), Official pricing page ↗ (reviewed 2026-11-04)
Official published documentation reviewed; not a product test
Dates: Last reviewed 2026-11-04. Last reviewed is the latest source or editorial review date; it is not a content-change date.
A closer look at Oto
Oto is everything a freelancer needs to run a business on auto: streamlined invoicing, proposals, client management, expenses, payments, time tracking and online contracts, with free invoice and proposal generators. Free covers unlimited invoices, payments, proposals, contracts, time tracking and expense tracking for 1 client, Starter at $6 per month billed yearly covers 2 clients, and Pro at $24 per month billed yearly removes client limits.
Editorial guidance based on published documentation. The workflow below is a suggested starting point, not a measured product result.
When to choose Oto
- casual freelancers who need one place for admin, since Oto covers invoicing, proposals, contracts, expenses, payments, time tracking and a client CRM.
- freelancers who want to look professional without extra tools, since Starter adds custom branding and custom contracts.
- growing freelancers with many clients, since Pro manages unlimited clients with unlimited AI credits, emails and file storage.
When to choose something else
- freelancers who need more than 1 client on the free tier, since Free covers 1 client to manage.
- freelancers who need more than 2 clients without Pro, since Starter covers 2 clients to manage.
A practical starting workflow
- Join free and set up the client CRM, invoices, proposals and contracts for the freelance practice.
- Track time and expenses, send invoices and proposals, and process payments through the same tool.
- Scale from Free to Starter or Pro as client count, branding and AI credit needs grow.
Check before committing
- The free tier client cap is strict, so the free plan is for casual freelancers with a single client, not for multi-client practices.
- Yearly prices are quoted as monthly equivalents on yearly billing, as presented on the pricing page.
- The 1,000-plus freelancer figure is a homepage claim, not an independently measured count.
Common questions
What is Oto?
One tool to run a freelance business on auto: invoicing, proposals, client management, expenses, payments, time tracking and online contracts.
What does the free plan include?
Free covers unlimited invoices, payments, proposals, contracts, time tracking and expense tracking, with 1 client to manage and 250 AI credits, and no credit card required.
What do Starter and Pro add?
Starter adds custom branding and contracts, 1,500 AI credits and 2 clients; Pro removes client limits with unlimited AI credits, emails and file storage.
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Sources and checks
Last source review is not a date of product testing. No rating or test result is implied by inclusion. Check the current plan and terms before buying.